Dattatray Dagale

SIP vs. Gold

The Great Indian Investment Dilemma: SIP vs. Buying Gold Tradition says Gold is safest. Data says SIP makes you richer. A Data Analyst's breakdown of where your money should go. In every Indian household, there's a familiar debate. Your parents or grandparents likely swear by Gold. To them, it's not just an investment; it's security, trad…

The "Digital Arrest" Scam

The "Digital Arrest" Scam: How Educated People Are Getting Fooled It's not just happening to the elderly. Doctors, engineers, and techies are losing lakhs. Here is the psychology behind the panic. Read the news headlines from Bengaluru, Mumbai, or Delhi in the last few months. You will see a terrifying pattern: "Doctor loses ₹1.2 Cr…

Will AI Replace Entry-Level Data Analysts

Will AI Replace Entry-Level Data Analysts? My Honest Take I use ChatGPT every day at work. Here is why I'm not scared of it taking my job (and why you shouldn't be either). If you are learning SQL or Python right now, you have probably had "The Thought." You spend 2 hours debugging a code error. Then you paste it into ChatGPT or Gemi…

Index Funds vs. Active Funds

Index Funds vs. Active Funds: Why "Boring" Investing Often Wins Everyone wants to find the next multi-bagger stock. But data shows that being lazy might actually make you richer. Open Instagram or YouTube, and you will see influencers shouting about the "Next HDFC Bank" or "Top 5 Stocks for 2026." They make investing look ex…