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Finance
Index Funds vs. Active Funds
Index Funds vs. Active Funds: Why "Boring" Investing Often Wins Everyone wants to find the next multi-bagger stock. But data shows that being lazy might actually make you richer. Open Instagram or YouTube, and you will see influencers shouting about the "Next HDFC Bank" or "Top 5 Stocks for 2026." They make investing look ex…
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Finance
Old vs. New Tax Regime (2026)
Old vs. New Tax Regime (2026): A Data-Driven Guide for Freshers It's January. HR is asking for "Investment Proofs." Before you panic-buy insurance, read this. If you are a fresher earning between 4 LPA to 6 LPA (like me), January is a confusing month. You get an email from HR asking you to choose a Tax Regime and submit proofs. Your uncle w…
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Career
How to Pick a Mutual Fund Like a Data Analyst
Stop Guessing: How to Pick a Mutual Fund Like a Data Analyst Don't just look at the "Star Rating." Here is how we analyze the numbers behind the scenes. "Bhai, I have 5,000 rupees extra this month. Which fund should I buy? Tell me the best one." Since I started working at Morningstar (the company literally famous for r…
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Career
Corporate Job vs. Govt Exams
Corporate Job vs. Govt Exams (CGL/UPSC): Why I Started with Data Analysis The dilemma of every Indian graduate: Chase the dream or secure the bag? Here is why I chose the "Middle Path." If you are an Indian graduate, you have likely faced "The Great Indian Dilemma." On one side, there is the stability and prestige of a Government J…
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Job
Getting into Morningstar as Data Analyst
How to Crack the Morningstar Data Analyst Interview A candid roadmap to joining one of the world's leading investment research firms. Getting into Morningstar as a Data Analyst is a dream for many graduates. The role perfectly blends Finance and Technology . But the process is structured and elimination is strict. Here is exactly how to navigate it…
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History
The 12 Maratha Forts
The 12 Maratha Forts UNESCO World Heritage Nomination (2024-25) Current Affairs Alert: India has nominated the "Maratha Military Landscapes" for the UNESCO World Heritage list. This network of 12 forts showcases the strategic genius of Chhatrapati Shivaji Maharaj and the Maratha Empire (17th-19th Century). These forts are not…
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Geography
Solar System Superlatives
Solar System Superlatives Exam Trick: When asked "Which is the Hottest Planet?", 80% of students tick Mercury because it is closest to the Sun. The correct answer is Venus . Let's find out why. 1. The Planetary Lineup Here are the record-holders of our neighborhood. ⚪ Mercury Smallest &a…
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