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Python vs Excel: Which Should You Learn First
I spend three hours commuting every day—ninety minutes from Kalyan to Bandra, ninety minutes back. That's where I think. Last month, on the local train, a junior analyst from my team asked me: "Should I learn Python or get better at Excel first?" I didn't answer immediately. Because the honest answer isn't what most people expect. For …
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5 AI Tools That Cut My Weekly Work Hours From 40 to 20 (And How to Actually Use Them)
It was 8:47 PM on a Tuesday, and I was still at my desk in Morningstar's Navi Mumbai office. My manager had asked for a comparative analysis of 15 mutual fund schemes — something that would normally take me two full days of cross-referencing spreadsheets, pulling data from multiple sources, and manually formatting tables. I had exactly one evening to finis…
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Two Years of Ignoring GitHub Until a ₹5 Lakh Opportunity Made Me Finally Learn It
I used to think GitHub was just for people who coded for a living. Not a thought I'm proud of, but it's honest. Working as a data analyst at Morningstar, I'd built models in Python, written SQL queries, created dashboards in Tableau — all without ever properly understanding version control. My scripts lived in folders on my laptop. When I updated…
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Stop Learning Tools You'll Forget. Learn This Instead
I'm going to say something that will probably upset a few data analysts scrolling LinkedIn right now: knowing SQL and Python isn't enough anymore. Neither is Tableau. Neither is anything else you learned from a ₹15,000 online course last year. Here's why I'm saying this in January 2025, sitting in my Morningstar office overlooking the Mumbai s…
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ChatGPT Won't Replace Your Job, But Someone Using It Will
Six months ago, I was sitting on the 8:15 AM local train from Kalyan to Dadar, scrolling through LinkedIn like everyone else, and I saw something that made me genuinely uncomfortable. A colleague at Morningstar had posted: "Used ChatGPT to write my entire quarterly report. Saved 12 hours. Delivered yesterday." My first reaction? Panic. My second? Sk…
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Gold Won't Make You Rich. Stocks Might. Here's Why I Stopped Waiting
Dear younger me (or maybe you, if you're sitting in a local train from Kalyan to Mumbai right now ), It's 6:47 AM. You're holding a lukewarm chai from the station vendor, your phone is at 12% battery, and somewhere between Dombivali and Thane, a thought hits you: Should I invest ₹50,000 in gold or the stock market? Your mom probably told you gol…
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